PayPal vs GoCardless
Side-by-side from the Top 11 rankings of Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026 and Stripe Billing vs Chargebee vs Recurly: 11 Best Subscription Billing Software 2026. Last verified June 9, 2026.
The short answer
PayPal ranks higher on Top 11 (#3 vs #8) for Businesses accepting online payments / SaaS and subscription businesses billing customers. Unrivaled brand trust and a massive user base that boosts e-commerce conversion rates.
At a glance
| PayPal | GoCardless | |
|---|---|---|
| Top 11 rank | #3 / Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026 | #8 / Stripe Billing vs Chargebee vs Recurly: 11 Best Subscription Billing Software 2026 |
| Score (out of 9.4) | 8.8 | 7.8 |
| Best for | Maximizing conversion with brand trust | Bank-to-bank recurring payments |
| Pricing | $$ (Pay-as-you-go) | $$ (1-2% per transaction) |
| HQ | San Jose, USA | London, UK |
| Founded | 1998 | 2011 |
PayPal
Unrivaled brand trust and a massive user base that boosts e-commerce conversion rates.
www.paypal.comSee full entry in Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026
GoCardless
The leading platform for collecting recurring payments via direct bank debit.
gocardless.comSee full entry in Stripe Billing vs Chargebee vs Recurly: 11 Best Subscription Billing Software 2026
Methodology and scoring weights live at /methodology. No vendor pays for placement — see about.