Authorize.net vs GoCardless

Side-by-side from the Top 11 rankings of Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026 and Stripe Billing vs Chargebee vs Recurly: 11 Best Subscription Billing Software 2026. Last verified June 9, 2026.

The short answer

Authorize.net ranks higher on Top 11 (#6 vs #8) for Businesses accepting online payments / SaaS and subscription businesses billing customers. A trusted, reliable, and widely integrated gateway, especially for those bringing their own merchant account.

At a glance

Authorize.netGoCardless
Top 11 rank#6 / Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026#8 / Stripe Billing vs Chargebee vs Recurly: 11 Best Subscription Billing Software 2026
Score (out of 9.4)8.17.8
Best forReliable gateway for existing merchant accountsBank-to-bank recurring payments
Pricing$ (Gateway-only)$$ (1-2% per transaction)
HQAmerican Fork, USALondon, UK
Founded19962011

Authorize.net

A trusted, reliable, and widely integrated gateway, especially for those bringing their own merchant account.

www.authorize.net

See full entry in Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026

GoCardless

The leading platform for collecting recurring payments via direct bank debit.

gocardless.com

See full entry in Stripe Billing vs Chargebee vs Recurly: 11 Best Subscription Billing Software 2026

Methodology and scoring weights live at /methodology. No vendor pays for placement — see about.