The 11 cheapest finance · payments

The cheapest provider in the Top 11 Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026 is Stripe, followed by PayPal.

Why this answer

Sorted by published starting price, lowest first. We use each provider's lowest documented price band; where pricing is undisclosed, the entry falls to the bottom of the list.

Showing the top 11 of 11+ screened. Methodology at /methodology.

  1. #1Stripe(rank #1 in Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026)

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    The top choice for its unmatched developer tools, feature velocity, and scalable infrastructure.

    Full Stripe review · Compare: Stripe vs PayPal · Alternatives

  2. #2PayPal(rank #3 in Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026)

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    Unrivaled brand trust and a massive user base that boosts e-commerce conversion rates.

    Full PayPal review · Alternatives

  3. #3Square(rank #4 in Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026)

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    The top choice for businesses needing a single, simple solution for both online and in-person sales.

    Full Square review · Alternatives

  4. #42Checkout (now Verifone)(rank #8 in Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026)

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    A strong choice for global digital goods sales, handling taxes and compliance as a merchant of record.

    Full 2Checkout (now Verifone) review · Alternatives

  5. #5Amazon Pay(rank #9 in Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026)

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    Reduces checkout friction by leveraging the trust and convenience of the Amazon customer ecosystem.

    Full Amazon Pay review · Alternatives

  6. #6GoCardless(rank #11 in Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026)

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    A specialized platform for recurring bank payments that reduces churn and fees for subscription models.

    Full GoCardless review · Alternatives

  7. #7Authorize.net(rank #6 in Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026)

    $25/mo+

    A trusted, reliable, and widely integrated gateway, especially for those bringing their own merchant account.

    Full Authorize.net review · Alternatives

  8. #8Adyen(rank #2 in Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026)

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    The best for large enterprises needing a single, global, omnichannel payments platform.

    Full Adyen review · Alternatives

  9. #9Checkout.com(rank #5 in Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026)

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    A flexible, developer-focused platform for international businesses seeking granular payment control.

    Full Checkout.com review · Alternatives

  10. #10Worldpay from FIS(rank #7 in Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026)

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    A legacy powerhouse for large enterprises needing high-volume, global transaction processing.

    Full Worldpay from FIS review · Alternatives

  11. #11Cybersource(rank #10 in Stripe vs Adyen vs PayPal: 11 Best Payment Gateways 2026)

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    A top choice for large enterprises prioritizing sophisticated, data-driven fraud management.

    Full Cybersource review · Alternatives

Methodology: /methodology · No paid placement ever · Verified .