The 11 cheapest finance · accounting
The cheapest provider in the Top 11 Bill.com vs HighRadius vs Invoiced: 11 Best Accounts Receivable Software Tools 2026 is Melio, followed by Xero.
Why this answer
Sorted by published starting price, lowest first. We use each provider's lowest documented price band; where pricing is undisclosed, the entry falls to the bottom of the list.
Showing the top 11 of 11+ screened. Methodology at /methodology.
#1Melio(rank #10 in Bill.com vs HighRadius vs Invoiced: 11 Best Accounts Receivable Software Tools 2026)
—The easiest way for small businesses to accept free ACH payments.
Full Melio review · Compare: Melio vs Xero · Alternatives
#2Xero(rank #8 in Bill.com vs HighRadius vs Invoiced: 11 Best Accounts Receivable Software Tools 2026)
$15/mo+An intuitive, design-focused accounting platform with solid AR tools.
#3QuickBooks Online(rank #7 in Bill.com vs HighRadius vs Invoiced: 11 Best Accounts Receivable Software Tools 2026)
$30/mo+The best integrated AR solution for small businesses already using QuickBooks.
#4Plooto(rank #11 in Bill.com vs HighRadius vs Invoiced: 11 Best Accounts Receivable Software Tools 2026)
$32/mo+A payments hub automating both AR and AP cash flow.
#5Bill.com(rank #1 in Bill.com vs HighRadius vs Invoiced: 11 Best Accounts Receivable Software Tools 2026)
$79/mo+Top-tier integration and user experience for SMBs and mid-market finance teams.
#6Chaser(rank #5 in Bill.com vs HighRadius vs Invoiced: 11 Best Accounts Receivable Software Tools 2026)
$100/mo+Automates collections with a human touch to preserve relationships.
#7Upflow(rank #4 in Bill.com vs HighRadius vs Invoiced: 11 Best Accounts Receivable Software Tools 2026)
$299/mo+Excellent for team collaboration on B2B collection workflows.
#8Invoiced(rank #3 in Bill.com vs HighRadius vs Invoiced: 11 Best Accounts Receivable Software Tools 2026)
$500/mo+A flexible, API-first platform for complex mid-market AR needs.
#9Versapay(rank #6 in Bill.com vs HighRadius vs Invoiced: 11 Best Accounts Receivable Software Tools 2026)
$1,000/mo+Best for resolving invoice disputes via a shared customer portal.
#10HighRadius(rank #2 in Bill.com vs HighRadius vs Invoiced: 11 Best Accounts Receivable Software Tools 2026)
$2,000/mo+The most powerful AI-driven AR platform for large enterprises.
#11YayPay by Quadient(rank #9 in Bill.com vs HighRadius vs Invoiced: 11 Best Accounts Receivable Software Tools 2026)
—Uses AI to predict late payments and prioritize collections.
Methodology: /methodology · No paid placement ever · Verified .